Mecklenburg County, NC
Your mortgage lender in Matthews
This is home. I am based in Matthews, which means I know the difference between the brick ranches off Sardis, the 1990s subdivisions toward Weddington and the new construction pushing over the Union County line — and I know what each of them does to an appraisal.
Southeast Mecklenburg is also where a lot of buyers discover that crossing a county line changes their tax bill, their school assignment and sometimes their loan program.
Updated
At a glance
- County
- Mecklenburg (Union County line nearby)
- Common programs
- Conventional, FHA, VA, renovation
- Housing stock
- Mid-century ranches to new construction
- Based here
- Yes — this is my home market
- Pre-approval
- 24 hours from complete documents
The mid-century ranch, and what to do with it
A lot of the best value in Matthews is in houses built between 1955 and 1975 — solid brick, good lots, original kitchens. Two financing routes work here. Buy it conventionally and renovate later out of pocket or with a home equity line, or use a renovation loan to finance the purchase and the work in one closing against the after-improved value.
The second route costs more in paperwork and takes longer to close. It also means you are not living with a 1968 kitchen for three years while you save.
Crossing into Union County
Push east or south from Matthews and you are in Union County — Stallings, Indian Trail, Wesley Chapel, Waxhaw. Different tax jurisdiction, different school district, larger lots, more well and septic, and further out, genuine USDA eligibility. Zero down with no monthly mortgage insurance is available closer to Matthews than most buyers expect, and it takes one address lookup to find out.
Why local matters on a Saturday
Being in Matthews is not a marketing line. It means I can meet you, meet your agent, and re-issue a pre-approval letter at a new offer price during a showing rather than on Monday morning. In a market where the good listings move over a weekend, that is the whole difference.
Matthews mortgage questions.
Yes — based here, licensed in North and South Carolina, and reachable on my mobile while your deal is live, including evenings and weekends.
Matthews proper generally is not, but eligibility begins closer than people assume once you move east and south into Union County. It is worth a specific address check rather than an assumption.
Yes, and the route depends on the program and the severity. Conventional financing tolerates more deferred maintenance than FHA or VA, which apply minimum property standards. If repairs are required and the seller will not do them, a renovation loan solves it.
Constantly. Stallings, Indian Trail, Wesley Chapel, Waxhaw and Monroe are all routine, including acreage with well and septic and the occasional manufactured home on a permanent foundation.
Programs that fit here
What most Matthews buyers actually use.
From clients
What working with me was actually like.
Unedited reviews from clients and agents. If a review was written while I was with a previous company, it says so — the words are theirs and I am not going to tidy them up.
5.0
45 reviews
Travis went above and beyond to make sure we understood the financial process of buying a home. He was always responsive whenever we had questions.
Travis was fantastic through my loan process! He was available nearly all times of the day and his communication was top notch. He couldn’t have made the experience easier/better.
Travis and his whole Fairway team was wonderful to work with! From the beginning Travis was very friendly and super helpful. He was always available to answer any and all questions that we had, responding to calls and texts right away. He kept us up to date on everything going on with our home loan, and we never had to second guess where we were in the process. As first time homebuyers, we are so thankful that we had the smoothest home buying process thanks to Travis and his team. I would recommend Travis and Fairway Mortgage to anyone looking to purchase or refinance their home. They are the best!!
Travis went above and beyond to get us in our home !! The whole team works great together and their communication is the best I have dealt with . We could not be any happier with the service and care we received !! 10 out of 10 recommendation !!
#1 Choie for any Mortgage first time buy, refi, and Cash out Refi. Great customer service, responds to every call and text, knowledgeable and experienced, Excellent at communication before performing task to his clients. Answers any questions in a perfessional manner.
Travis and his team are just absolutely wonderful. We just closed on our new house and he was with us every step of the way. This is the 4th time we have used him as our lender over the years and he never disappoints. He is consistent with his knowledge but does it in a way that you feel like you are old friends with him. I tell everyone I know looking to buy a home to call him. I honestly know they will get the same amazing care my husband and I receive by working with him. Can’t say enough good things about him…. If you are looking to buy I highly suggest you reach out to him and his team!
This is not an offer to enter into an agreement or a commitment to lend. Not all applicants will qualify. Information and rates are subject to change without notice. All loans are subject to credit review and approval.
Fairway Independent Mortgage Corporation is not affiliated with any government agencies. These materials are not from HUD, VA, USDA or FHA, and were not approved by HUD, VA, USDA or any other government agency.
Equal Housing Opportunity. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Next step
Buying in Matthews? Start with the number.
A documented pre-approval takes about 24 hours from a complete document set, and it tells you exactly what you can offer in Matthews — plus what closing day costs.