For home builders
Your buyer’s financing shouldn’t be
the reason a build stalls.
The way most new-construction deals die is quiet: the buyer qualified in March, the house finishes in November, and a second underwrite on a different credit report in a different market says no. One closing before ground breaks removes that risk entirely.
What you can hold me to
- Calls returned
- Same day
- Pre-approval turnaround
- 24 hours
- Loan programs
- Conv · FHA · VA · USDA
- Licensed in
- NC & SC
Licensed in North Carolina and South Carolina, which matters when a community straddles the state line or a buyer follows a job across it.
The partnership
Six things you get, specifically.
Not a value proposition. A list of mechanics you can verify on the first buyer you send me.
A single-close construction loan
One closing covers the land, the build and the permanent mortgage, before the first shovel. Nobody re-qualifies your buyer eight months later with a different credit report and a different market.
Builder approval in writing
Send one packet — license, insurance, references, a recent project list — and you come out of it with approved scopes and limits on paper, so nothing is a guess mid-project.
Interest-only during the build
Your buyer pays interest only on what has actually been drawn. The payment grows as the house does, which is what keeps a buyer who is also paying rent from stalling out at drywall.
Draws and inspections are ours to manage
A dedicated construction team sets the schedule at underwriting, orders the inspections and keeps title current at each draw. Those calls come to us, not to your office.
Site-built, modular and manufactured
Factory-built is not an exception here. Site-built, modular and eligible manufactured homes on permanent foundations all qualify, with draws aligned to factory progress where that applies.
A featured spot on this site
Your company, your communities, your delivered-home record and your available inventory, in front of every buyer who lands here. Not a logo in a footer — an actual feature page I build and maintain.
Want the mechanics in full? The program page walks through draw counts, milestones and the builder approval packet line by line.
Builder approval
One packet,
then it applies to every buyer.
Builder approval is not the bottleneck people expect it to be, as long as the packet arrives in one piece. Send us these and we will tell you where you stand — plus the scopes and limits we can approve quickly.
What to send
- W-9 and business information
- State or local contractor license where required
- General liability insurance
- Workers compensation, if applicable
- Trade references and a recent project list
What you get back
- A review of experience, licensing, insurance and capacity
- Approved scopes and limits in writing, so nothing is a guess mid-project
- One point of contact for the whole relationship, not a queue
- Faster sales cycle and fewer cancellations at a second close
- Predictable draws and title updates that keep subs moving
- A clear change-order process and defined contingency handling
- A dedicated construction team that answers the phone
- Approved scopes and limits up front, so you know what we can green-light quickly
Model home to closing table
The six stages, and who owns each one.
Half of what makes a build feel chaotic to a buyer is not knowing whose turn it is. Your buyers get this timeline in writing on day one, so the financing questions come to me and the construction questions come to you — instead of all of them landing on your sales agent.
- 01
Your buyer walks in
Same dayOwned by Builder
You send them to me — or hand them my number in the model home. I take it from there the same day, before they have signed anything or fallen for a house they cannot finance.
- 02
Qualify the buyer, register the build
24 hoursOwned by Travis
Income and assets verified, credit pulled, file through automated underwriting. You get a documented answer on what they can carry — not a maybe — and the project is registered so the file and the plans move together.
- 03
Builder approval
Once, then reusableOwned by Builder & Travis
You submit the packet once. Experience, licensing, insurance and capacity get reviewed and you receive approved scopes and limits in writing, which then apply to every buyer you send after this one.
- 04
Underwrite plans, budget and appraisal
2–3 weeksOwned by Travis
The house on paper is underwritten alongside the buyer: the plan set, the specifications, your line-item budget and an appraisal supporting the finished value. Problems surface here, where they are cheap.
- 05
One closing, then draws
Before ground breaksOwned by Travis
A single signing covers the lot, the construction facility and the permanent loan. Funds then release as inspected milestones clear, with title updated at each draw and change orders reviewed before they fund.
- 06
Certificate of Occupancy
About an hourOwned by Builder & Travis
You finish the house and the CO converts the loan to permanent financing automatically, on the terms set at that first closing. No second application, no second set of closing costs, no renegotiation.
Builder spotlight
The builders I send buyers to.
Not a logo wall. A real feature — the company, the communities, the homes actually delivered, and why they are good at this.
The spot is open
No builder is featured here yet. The first one sets the bar.
A feature page here is the same one my agent partners get: your company at the top, your delivered-home record and average price in a stat strip, your active communities, your available inventory, and the story of how you build — written and maintained by me, in front of every buyer who lands on this site.
What the page carries
- Homes built and total volume
- Active communities and price band
- Average sale price
- Site-built, modular or manufactured
- Available and delivered homes
Interested? Tell me what you build and where. If it is a fit, the page above becomes yours and I keep it current as your inventory turns over.
Let’s talk
Send one buyer.
Judge me on that build.
I am not asking you to change lenders on a promise. Give me one buyer and watch how it is handled — the turn time, the draw schedule, whether the closing date holds. If it is not obviously better, you have lost nothing.
- Response time
- Same business day
- Pre-approval turn
- Within 24 hours
- Coverage
- North Carolina & South Carolina
- Structure
- One closing, land + build + permanent
- Build types
- Site-built · Modular · Manufactured
Product availability can vary by state and scenario. Draw counts, retainage and rate protection options depend on the product selected. All loans are subject to credit approval and collateral review. Fairway Home Mortgage is a division of Fairway Independent Mortgage Corporation. NMLS Entity ID #2289. Fairway Independent Mortgage Corporation is not affiliated with any government agencies. These materials are not from HUD, VA, USDA or FHA, and were not approved by HUD, VA, USDA or any other government agency.