Is this loan a good fit?
Conventional loans are a common choice for buyers with stronger credit, stable income, and flexible down payment options. Some buyers may qualify with as little as 3% down, while others use 5%, 10%, or 20% depending on their goals. Travis helps compare payment ranges, mortgage insurance options, seller credits, and how your down payment affects your monthly cost.
Conventional financing can work for first-time buyers, move-up buyers, second homes, and investment properties. It can also be a strong refinance option. The key is structuring the loan correctly. Travis reviews your credit, income, assets, and target payment so you can choose a loan that fits the way you actually live, not just a spreadsheet.
What Travis reviews with you
- Estimated payment and cash to close
- Credit score and debt-to-income considerations
- Down payment and seller credit options
- Property eligibility and appraisal considerations
- Timeline from pre-approval to closing